Financing

Learn about our financing process.

• How does my personal bank affect the loan? Does it need to be through the same bank?
• Is my SIN required?
• A payment came out of my bank account for my old car loan before my new payments started. What do I do?
• How do I know what my interest rates will be?
• How long does a financing (credit) approval take?
• What is the PPSA fee on my Bill of Sale?
• Can I pay off my loan at any time?
• What is the minimum amount I can borrow?
• How does submitting an application work?
• How does financing work if I have a trade-in?
• What items are required from me when financing?
• How does financing work if I do not have established credit or a fixed income?
• How does interest work on my auto loan?
• Will I get approved for a car loan?
• How do I view the amount owed on my loan? How do I pay down my loan amount?
• Does submitting a finance application impact my credit score?
• How do my payment dates work? Can I change them?
• I own a home with a mortgage; what should I input in the application?
• What is gross income?